Yeah, it's that time again. There are always two camps of people during this time of the year.
Camp 1:
These people KNOW they are getting money back, and alot of it. They usually have their taxes done by the end of the first week of February and usually have it spent within days of getting their check back. You can easily spot these people. They are going out to eat ALOT and buying large ticket items. It's a beautiful time of year for them.
Camp 2:
These people KNOW they are going to owe money. They wait until the very last minute to file and when taxes are mentioned they sigh and groan. Their life doesn't really change much, other than to be inconvenienced by the task of getting their taxes filed.
I really, really wish I was in the first group. I wish that I looked forward to the beginning of each year as a countdown to getting a lump sum of "free" money.
Unfortunately I'm not in that group. DH and I decided a a few years ago after listening to RICH DAD, POOR DAD that we were foolish to give away our money to the government thru the year. That our cash flow would better to take the most exemptions we could and have better cash flow throughout the year.
Don't get me wrong. The rest of the year we are pleased with our decision. We are very seldom tight. We can spend money any way we want. We go out to eat whenever we want. In a few short weeks we usually can save up for big ticket items we want or need. But we don't get "spending sprees".
I read an article in the paper this week that said that by getting large refunds families are missing their budgets by $300 a month - sometimes going into the hole, accumulating late fees etc, while they are overpaying their taxes by $400 a month. That by putting aside money for a big refund they are giving the government their hard earned money and allowing the government to use it as they see fit.
I agree. It's more important to me to be comfortable 12 months out of the year, not just "quick rich" for one month. So why am I so bummed that I don't get a big spending spree during 1 month of the year?
A place to share struggles with children, finances, marriage.....life in general. I can be painfully honest on here. Each post I make is about something that has left a mark on me...emotionally, spiritually or even physically.
Tuesday, February 23, 2010
Tuesday, February 9, 2010
I swear I never learn...
Today I decided to do some couponing and to get some much needed groceries before the snow set in.
What I thought would be a 4 hour trip turned out to be an 6 hour trip. I did not factor in that some of the coupons I needed were in my husband's car at his work.
I also did not factor in the amount of time taken up by my son becoming possessed by a demon.
Now I've blogged on this before. I know that it takes about 2 hours for my children to become possessed once we've started shopping.
For some reason I was hoping that since I only had my son that the demons would not enter his body.
I was very wrong. At right around the 2 hour mark he started touching people. I don't mean walking up to them and touching them I mean he was walking along, dragging his fingers on the items on the shelf, and if a person was standing there he drug his fingers along them too.
This made for a very red faced mom! I was apologizing with a smile on my face while squeezing the bejabbers out of his arm as I held him behind me. Then when we walked into an unoccupied aisle I got on his level and gave him a firm warning. Where he cried and said he was sorry that he was starting over.
Then a few seconds later....he's doing it again. When I reach into my purse to pull out my handy dandy whipping spoon he promptly throws himself on the floor and creates a HUGE drama.
So I did what any mom would do....
I walked away and pretended he was someone else's kid.
What I thought would be a 4 hour trip turned out to be an 6 hour trip. I did not factor in that some of the coupons I needed were in my husband's car at his work.
I also did not factor in the amount of time taken up by my son becoming possessed by a demon.
Now I've blogged on this before. I know that it takes about 2 hours for my children to become possessed once we've started shopping.
For some reason I was hoping that since I only had my son that the demons would not enter his body.
I was very wrong. At right around the 2 hour mark he started touching people. I don't mean walking up to them and touching them I mean he was walking along, dragging his fingers on the items on the shelf, and if a person was standing there he drug his fingers along them too.
This made for a very red faced mom! I was apologizing with a smile on my face while squeezing the bejabbers out of his arm as I held him behind me. Then when we walked into an unoccupied aisle I got on his level and gave him a firm warning. Where he cried and said he was sorry that he was starting over.
Then a few seconds later....he's doing it again. When I reach into my purse to pull out my handy dandy whipping spoon he promptly throws himself on the floor and creates a HUGE drama.
So I did what any mom would do....
I walked away and pretended he was someone else's kid.
Wednesday, February 3, 2010
Yet another use for Ziplock Freezer Bags...
So my kids decided that they wanted to see if they could fly. I remember wondering the same things as a child and decided not to say anything and just observe.
First they climbed onto a box that is in the living room (waiting to be taken to storage) and jump off flapping their arms.
They flapped their arms like crazy and were convinced that they flew just a little bit. But they needed a softer landing.
So they pulled the cushions off my couch and chair, lined them up and covered them with blankets.
Then they tried again. They discussed amongst themselves and decided that the landing was AWESOME but they needed to get more height. So they put another tote on top of the current tote and jumped flapping their arms with all their might.
The conversed again and decided that they flown even higher, but they needed something to give them more lift.
At this point my princess runs into the kitchen and gets into my baggie drawer. She pulls out 4 of the gallon size Ziploc freezer bags. She gets a pair of scissors for her and her brother and then instructs him how to measure his wrist and cut a hole in the bottom of the baggie.
She then helps her brother slip his baggie on and "ziplocs" them around his upper arms. He returns the favor and now they both have wings.
They climb back onto the box and proceed to "fly" for the next 45 minutes. Each time convinced they had stayed in the air even longer. Each sibling was responsible for observing the "time in air" for the other.
I am so blessed to have children that can play together, be imaginative, show teamwork and use problem solving skills. All without a word uttered from me.
Well - ok - I did say something. It was along the lines of -
"If you two break something - either my candleholders or your body parts - you are getting a whippin."
That's Mom of the Year stuff right there.
First they climbed onto a box that is in the living room (waiting to be taken to storage) and jump off flapping their arms.
They flapped their arms like crazy and were convinced that they flew just a little bit. But they needed a softer landing.
So they pulled the cushions off my couch and chair, lined them up and covered them with blankets.
Then they tried again. They discussed amongst themselves and decided that the landing was AWESOME but they needed to get more height. So they put another tote on top of the current tote and jumped flapping their arms with all their might.
The conversed again and decided that they flown even higher, but they needed something to give them more lift.
At this point my princess runs into the kitchen and gets into my baggie drawer. She pulls out 4 of the gallon size Ziploc freezer bags. She gets a pair of scissors for her and her brother and then instructs him how to measure his wrist and cut a hole in the bottom of the baggie.
She then helps her brother slip his baggie on and "ziplocs" them around his upper arms. He returns the favor and now they both have wings.
They climb back onto the box and proceed to "fly" for the next 45 minutes. Each time convinced they had stayed in the air even longer. Each sibling was responsible for observing the "time in air" for the other.
I am so blessed to have children that can play together, be imaginative, show teamwork and use problem solving skills. All without a word uttered from me.
Well - ok - I did say something. It was along the lines of -
"If you two break something - either my candleholders or your body parts - you are getting a whippin."
That's Mom of the Year stuff right there.
Tuesday, February 2, 2010
So clear and yet I still didn't see it.
So today I had MOPS. I mentioned in my post below. This is my Mothers of Preschoolers meeting.
Today the speaker talked about The 5 Love Languages. As I've stated before, this is familiar territory.
But one this that became clear to me....I can use this with people in my life BESIDES my DH.
My life will be so much better (I hope) if I fill my kids, mother, and friend's love tanks.
I spent some time today figuring out what language my kids speak. Unfortunately they speak languages that are difficult for my.
My princess speaks Words of Affirmation as her primary and physical touch as her secondary.
My prince speaks Touch first, and Quality Time second.
The Words of Affirmation are pretty easy. Which is probably why princess and I get a long for the most part.
It's all so clear now. Physical touch for me is very low in importance. So I avoid it. That's not to say that I'm not affectionate with my children. I am. They are always getting hugs and kisses. But they need more than that.
Now that I GET IT I can be pro active with this and fill up my kiddos tanks. Which should make for a happier more cohesive family unit.
Let me know what you think. Has anyone out there tried this with their own kids? Is it logical? Any success stories? If anyone has any questions please post them as well. I would love to help walk you through the thought process on this one.
Today the speaker talked about The 5 Love Languages. As I've stated before, this is familiar territory.
But one this that became clear to me....I can use this with people in my life BESIDES my DH.
My life will be so much better (I hope) if I fill my kids, mother, and friend's love tanks.
I spent some time today figuring out what language my kids speak. Unfortunately they speak languages that are difficult for my.
My princess speaks Words of Affirmation as her primary and physical touch as her secondary.
My prince speaks Touch first, and Quality Time second.
The Words of Affirmation are pretty easy. Which is probably why princess and I get a long for the most part.
It's all so clear now. Physical touch for me is very low in importance. So I avoid it. That's not to say that I'm not affectionate with my children. I am. They are always getting hugs and kisses. But they need more than that.
Now that I GET IT I can be pro active with this and fill up my kiddos tanks. Which should make for a happier more cohesive family unit.
Let me know what you think. Has anyone out there tried this with their own kids? Is it logical? Any success stories? If anyone has any questions please post them as well. I would love to help walk you through the thought process on this one.
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